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Whether you are purchasing home, travel, car or life insurance, it is very important to understand anything as misunderstandings could lead to the insurance company refusing to pay out when you make a claim. For this purpose, this unit gives you the key words and phrases that you need so that you could not only learn the ins and outs of insurance, but also to get the best insurance quotes.



n. a person who calculates risks for an insurance company


n. a person who calculates the value of something (eg: a house, car, etc)


n. an application for payment under an insurance policy - to make a claim v.


n. (of an insurance policy) all-inclusive; providing complete protection

Consequential loss

n. a loss that happens as a consequence or as a result of another

Cover (UK)

n. the protection provided by an insurance policy

Employer's liability

n. liability or responsibility of a company for damage caused to one of its employees

Goods in transit

n. property, merchandise or any goods in the process of being transported

Insurance broker

n. agent who arranges insurance; middleman between an insurer and a policyholder


n. 1. the state of being liable 2. anything for which a person is liable or responsible


adj. legally obliged to pay for damage, injury, death, etc; responsible - liability n.


n. death, injury, damage etc that is the basis for a claim - to lose v.

Loss adjuster

n. a person who assesses the amount of compensation arising from a claim


n. a contract of insurance 


n. the person to whom an insurance policy is issued


n. a payment, usually monthly, yearly etc, for an insurance policy

Product liability

n. liability or responsibility of a firm for damage caused by one of its products

Public liability

n. responsibility of a company for damage caused to a member of the public


n. the insuring of a risk by one insurance company with another - to reinsure v.


n. 1. chance or possibility of injury, loss etc 2. person or thing causing risk





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